Over the last 25 years, cancer has become increasingly popular plans. I applied for my first about 21 years ago, shortly after my daughter. I was a single parent and was financially responsible. I had a new addition in my life, I also got a new universal life insurance
Young and naive to me, after I had cancer a few years the plan that the money could be better spent on other needs for my small family. Iignores the fact that my grandmother, who had never met because he died before I was born a victim of cancer. He died after a long battle with cancer and surgery to remove most of his life that the colon ' left with a stoma and a colostomy bag for the rest of his worries.
Around the same time I'm going to leave my cancer, my uncle was diagnosed with breast cancer and underwent a mastectomy. During this periodwoman was diagnosed with breast cancer and had a double radical mastectomy.
A few years later another aunt came down with breast cancer and had a double mastectomy. It is now a strong advocate for breast cancer care and treatment and she spends much time volunteering at her local cancer treatment facility.
I am happy to say that both my aunt and uncle have been cancer free after their first attackwith the disease, but unfortunately spend time looking for the wife of my uncle, who was not so lucky. Her breast cancer has spread and turned into a stage 4 lung cancer that does not work.
I also had another aunt by marriage, I've watched so much that I went into nursing because I am a nurse and a source of inspiration for me. I watched her go through the pain of chemotherapy and radiotherapy. I saw my aunt, who was usually an exitand lively person, lying in that hospital bed covered with burns from radiation and chemotherapy for the weak to fight for his life. His cancer started as lung cancer had spread to the liver and eventually brought it to us.
Seeing this cancer in my family, relatives or not, I began to think not only the cancer and the devastating effects of cancer treatment of the patient, but also the financialThe costs incurred for family members. I learned from personal experience as a nurse and family after seeing the impacts and pressures of the disease was to attract the families of patients in my care.
While still in school nursing:
As a nurse, my first patient was a cancer patient. When my instructor has given me has been said that he was dying of cancer. I was afraid, very afraid. I was not sure if I was afraid of his deathor fear of cancer, I was terrified when I walked into her room, but she was there, except for a bit 'fragile, do not even look sick. He had colon cancer, the tumor that killed my grandmother. It was so beautiful and fun and enjoyable. I worked with her, week after week on my clinical training and came to really care she and her husband. When her husband would leave the room, told me that everything I really wanted was to go home, butDid not want to burden her husband with his care.
When I told my instructor that, she told me about hospice care. At that point I had never heard of hospice, and I got a lot of learning to do. I did all the research and my results next week with her husband and told him I would do for a hospice nurse to come and talk to them. Two days later, when I returned to the hospital, she was not there - not dead - but had gone home to live the restof his life where I wanted to be. I never saw her again. This was a bittersweet feeling I will never forget. I had a patient with surgery, chemotherapy, and we spent many hours talking.
Knowledge with her has been one of the reasons why I chose to go into long-term care as a nurse. I did not see patients for 10 minutes and then leave until the next sniff brought them to doctor's office, and I do not want to see them inhospitals where they were home only a couple of days and then left.
As a nurse working in a nursing home long term, many of my patients had gone through cancer treatment and many pending. Many of them were only the hospice patients were comfortable in recent days.
This was a very tough job, both physically and mentally. There were days that I would leave work and cry in my car all the way home, then try to get a good wife andMother and act as if nothing had happened. Many nurses go through and it takes a toll on family life! Remember. - That, thanks and a nurse next time you encounter one.
Leaving for another nursing career:
A few years after I left nursing in pursuit of another way of life not only, but to help others. After all, helping people is the main reason I became a nurse. After a few years, and some later works, I found what I wanted. I have a jobthat the public sees as a step above a used car salesman. Yep! ... I became an insurance agent!
I went to work with an internationally recognized additional insurance (Aflac) and began selling especially cancer plans. (I also sold one to me) and I continued to read everything I could about cancer research and then one day my mother called me. He needs me to take her to see an oncologist. He had a bad pap and was advised to see a specialist. I was really scared now! This is not an aunt or uncle, this is my mother!
On appointment, the doctor ran some tests and then we had to go back next week for the results. It 'been a very long week. The waiting and wondering and not knowing was driving me crazy. Finally the day came for the results. My mother was cleared of cancer, but the doctor put me down and told me that I give my sister. She said that having> Cancer in your family may be genetic, but a man with a family and the risk of breast cancer is even greater. He told me that my cancer tests annually to ensure that my sister does too. He also told me something that I always tell my clients when I talk about plans that I have cancer. "Tests, early detection and treatment can save your life."
Just because you do not have a family history of cancer,does not make you immune to the disease. After all, someone has to be first and that someone could be you or a loved one. It's not just genetics, which is a determining factor for cancer. At least once a week you hear of something that causes cancer.
Now I have a cancer-related because it provides, let me tell you how to choose the right program!
Since not everyone has the same needs, there are several plans available. Here are some basicquestions you should ask when shopping for a plan of cancer.
Where insurance is organized by the national list of subscribers?
The company was ranked "A" or better by AM Best?
What kind of increases they have in the past?
Like the representative of the company?
Why are these questions important?
National Underwriter Company ranking for their business, the amount of premiums paid and the amount of claims paid. This is important because a companypay more than in May did not make fun of your time of need or may be forced to raise interest rates to remain solvent. The financial security of a company that is doing business with is very important!
AM Best is another objective look at the insurance financial strength. You should always look to make sure that at least one "A" or an "A +" or higher rating company AM Best. They are the point of international referencemarket.
Many companies have their plans for the pace of cancer over the years. (I understand how important this was when my aunt asked my mother "You've got your plan ...." cancer and she said no because he had raised rates too much.) Ensure the stability of your business exchange rate must be chosen and not increasing interest rates. Many companies have the right to increase prices by class, but that's not enough to grow as an individualrates and some companies have never raised rates on their existing policies.
It 'also important for the representative of the company to do business with you, because since it could be the person to talk with any changes in the plan or when a claim it. This may be someone with whom you need to share personal information, so trust is important.
If you are looking for a plan of cancer, I hope you remember the advice I gave you. You can learnmore information about cancer on our website, click on the page of cancer.
Also to help fund free mammograms, visit the Breast Cancer Site
And click Free Fund mammography. You can also subscribe to e-mail reminders on this site. Donate their sponsors every day you click.
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